Because of the ever-changing times, we are encouraged to establish contingency funds. This form of savings will prevent us from incurring debts that will prove too difficult to settle. Also a contingency fund will allow us to withdraw an amount to finance an emergency or an urgent need.
But a lot of us find it hard to save. For a lot of us, the income we earn each month barely supports our needs. Still, if you will look at the different aspects of your life, you can see potential sources of savings. An example of this is your phone bill.
We all know that communication is now a necessity. We need to keep in touch with our families, friends and even co-workers. But this does not mean that we have to pay large sums of money to support our need to communicate. We can cut much from our phone bills and keep the money in our savings account. But how can we do this?
To show us how this can be done, we have listed steps that we can all follow for us to significantly reduce our phone bill payments.
Steps to Reduce Phone Bills
1.Shift to prepaid cell phone services. If you currently have a contract with a phone carrier, you might be paying at least $70 on your monthly phone bill. But if you will get a prepaid cell phone service, you will just need to pay a minimum of $10 each month. This amount will allow you to maintain a limited phone plan that allows you to make calls and send text messages. Imagine cutting more or less $60 from your cellular phone bills! This is one great motivation why you should shift to prepaid cell phone services.
A prepaid phone plan can also be bundled with other services. Some phone carriers provide package programs that include prepaid cell phone services, home security service, long distance calling, and even a DSL internet connection. Though this may add significant amounts to your monthly phone bills, you can actually save on this bundled option. After all, you won’t need to pay for these services separately.
2.Ask for the latest offers and promos. Companies regularly provide discounts and promotional offers. Though they may not offer them to you upfront, you can always ask for any offers for the month. This way you can take advantage of special offers for you to reduce your call costs.
3.Opt to be billed by the second. Though companies usually charge calls on a per minute basis, there are carriers that use by-second charging. So take advantage of this plan. This will work in your favor especially when most of the calls you make are really short. This way you can gradually reduce the amount you pay for your phone calls.
4.Stick to just one phone. A lot of people hold on to cellular phones while also keeping a landline in their homes. Though they rarely use the landline, they still pay monthly bills for it. But, if you are more reliant on you cellular phone, there is no need for you to constantly pay your landline phone bills. You might as well have it disconnected for you to cut much from your phone bills.
Simply employ these steps and you will be able to cut much from your phone bills, for you to realize large savings!