Are you in the right cell phone plan?

We are all trying to cut back and stretch each dollar a little further. One easy way you can do this is to analyze your current cell phone plan. When my sister first purchased her phone she was very mobile, always out. I often told her to get rid of her home phone since she was rarely there. Then her circumstances changed, she got into a really steady relationship and just wasn’t going out on the town as much anymore. Now she is home and using her home phone, but she is still clinging to her old plan. This month when you get your bill take a look at your usage

  • how many minutes did you use – did you fall well within your plan or did you nearly run out of minutes? If you fall well within your limit and you do that on a regular basis you may want to call your carrier and ask for the next level down
  • Do you text a lot? Much like minutes you need to watch how many texts you make each month. If you are a texter I’m sure you are constantly surprised at how many texts you actually sent in a month. Most plans have fairly inexpensive text packages you can add to your account. Its VERY important that your monitor your usage. Texting can be very expensive if you go over your limit.
  • Did you look at the coverage map before you signed your contract? Not all carriers are a like. In my own home my boyfriends Verizon cell phone doesn’t work, but my sisters AT&T phone does. Make sure your phone provides coverage in the areas you visit the most.
  • Roaming – where does roaming start? If your work or home is in a roaming area – that is definitely not the right cell phone provider for you!
  • If you have to sign a contract, how long will it run and are there any fees for early termination – Again the great thing about going prepaid is that you don’t have a contract and if you become unhappy with a carrier you can just walk away with no penalties or hefty fees.

About the Author

Tara Tiemann is a credit analyst for which has been a resource site for people who want to live debt free. If you are on a budget using prepaid debit cards, pre paid credit cards and prepaid cell phone service can save you big money!

About Liz Roberts

Liz Roberts is the new credit specialist for Go-Prepaid. If you are on a budget, we can get you discounted cell phone service from Sprint, Verizon and T-Mobile! NO CREDIT CHECK ! Using a prepaid services can save you a TON of money! Follow our blog to find out how!

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