Prepaid Visa Credit Cards

Prepaid credit cards can give people the chance to rebuild bad credit. Because no credit check is needed, anyone can easily acquire a prepaid card, regardless of credit score. In fact, even people with no credit history can get approved.

To open an account, you simply fill out an application and be prepared to submit a deposit for your new account.  Whenever you use your prepaid card to make a purchase or pay your bills, the money will be automatically taken from your account.  When the balance runs out, you must make a new deposit to be able to use the prepaid card for new transactions.

A lot of people deposit their weekly or  their monthly budgets on their card since once you run out of funds in the account you can’t use it anymore.  For people on a budgt this is a great way to maintain their budgetary goals. Also by using a debit card you can paying  interest rates and late fees.

Here is a list of prepaid VISA credit cards that you can choose from:

The following offers are from our sponsors


  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR – Your Rate Won’t Change Even if You Are Late
  • Choose Your Credit Limit – From $200 to $5,000
  • Highest Ratings for Financial Strength and Security in the Country
Intro APR Ongoing APR Annual Fee Balance Transfer Credit Needed
N/A 9.99% Fixed $50 N/A Poor – Bad No Credit


    Be smart about your money with the UPside Visa® Prepaid Card.

  • Save up to $220 compared with other prepaid cards
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers
Intro APR Ongoing APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A N/A Excellent – Bad No Credit


  • $0 Monthly Fee
  • 100% Guaranteed Approval*
  • No Credit Check
  • Free Direct Deposit
  • Now with Purchase Rewards
  • Faster and Easier way to your money
Intro APR Ongoing APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A N/A Excellent – Bad No Credit


    Works like a checking account – load money & use anywhere Visa debit cards are accepted – withdraw cash at ATMs, Online Bill Pay, shop at stores, internet, buy gas, etc.

  • Get Your Premium Benefits:
  • Free Credit Score Tracker*
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check, no Overdraft Fees or Balance Minimums
  • Unlimited Online Bill Payment & Check Writing
  • Easy Mobile Banking and Text Alerts
  • Unlimited Purchase Transactions
  • Reloadable up to $10,000 Max Balance
  • *See Program Rules

Intro APR Ongoing APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A N/A Excellent – Bad No Credit

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