Prepaid Visa Credit Cards
Prepaid credit cards give people the chance to rebuild bad credit. Because no credit check is needed, anyone can easily acquire a prepaid card, regardless of credit score. In fact, even people with no credit history are welcome.
To open an account, you must prepare an initial deposit. Whenever you use your prepaid card to make a purchase or pay your bills, the funds in your account will be used to pay for the charges. When the balance runs out, you must make a new deposit to be able to use the prepaid card for new transactions.
Because charges are instantly paid using the funds in your account, debt build-up can be avoided and there’s no need to pay interest rates or late fees.
Here is a list of prepaid VISA credit cards that you can choose from:
The following offers are from our sponsors
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- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR – Your Rate Won’t Change Even if You Are Late
- Choose Your Credit Limit – From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
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| Intro APR |
Ongoing APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A |
9.99% Fixed |
$50 |
N/A |
Poor – Bad No Credit |
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Be smart about your money with the UPside Visa® Prepaid Card.
- Save up to $220 compared with other prepaid cards
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
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| Intro APR |
Ongoing APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
N/A |
N/A |
Excellent – Bad No Credit |
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- $0 Monthly Fee
- 100% Guaranteed Approval*
- No Credit Check
- Free Direct Deposit
- Now with Purchase Rewards
- Faster and Easier way to your money
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| Intro APR |
Ongoing APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
N/A |
N/A |
Excellent – Bad No Credit |
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Works like a checking account – load money & use anywhere Visa debit cards are accepted – withdraw cash at ATMs, Online Bill Pay, shop at stores, internet, buy gas, etc.
- Get Your Premium Benefits
- Free Credit Score
- Free Mobile Banking and Text Alerts
- Free Unlimited Purchase Transactions
- Free Online Bill Payment & Check Writing
- Free Direct Deposit — paycheck, benefits, tax refunds
- No Credit Check*, no Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
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| Intro APR |
Ongoing APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
N/A |
N/A |
Excellent – Bad No Credit |
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