Go-Prepaid.com

So you’re planning to get a prepaid credit card for your holiday spending. This can be a smart move if you are trying to keep your spending in control. The holidays can bring up more temptations and if you’re using a credit card, it’s too easy to just charge everything to credit and worry about repayment later.

With a prepaid credit card, going into debt is not possible because you are not allowed to charge a purchase to credit. Everything is paid automatically using the funds in your account. When the balance runs out, a prepaid cardholder does not have the option to purchase in advance, pay later, or carry over a balance. Continue reading →

So you’re planning to travel this holiday season! Why not! The holidays are often the best times to go sightseeing abroad, go back to your hometown to attend family reunions, or go on a cruise. Have you made the necessary plans to ensure that your trip will be most-enjoyable and worry-free?

Do you plan to use cash, check or a plastic credit card to pay for your travel expenses? Most travelers prefer to use credit cards for convenience and safety. Today however, you can choose from a regular credit card and a prepaid credit card. If you plan to use a prepaid card on your trip, consider the following tips for you:

Avoid prepaid cards with excessive fees. Not all prepaid credit or debit cards in the market are worth choosing. You should definitely avoid ones with expensive fees. For instance, most prepaid debit cards charge loading fees which means you incur an extra cost for “reloading” or placing funds in your account. The ideal prepaid card should give you the option to reload your account at no extra cost. Continue reading →